Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits
Starting at
$474
/month before subsidy
Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits is a 2026 Expanded_bronze EPO health insurance plan from Regence BlueCross BlueShield of Utah, sold on the ACA Marketplace in Utah under plan ID 22013UT2650008. The monthly premium starts at $474 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $9,000 ($18,000 for a family), and the individual out-of-pocket maximum is $10,600 ($21,200 for a family). After the deductible, coinsurance is 10% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 22013UT2650008
- Plan year
- 2026
- State
- Utah
- Metal level
- Expanded_bronze
- Plan type
- EPO
- HSA-eligible
- Yes
Individual Deductible
$9,000
Family: $18,000
Out-of-Pocket Max
$10,600
Family: $21,200
Coinsurance
10%
You pay after deductible
Network Type
EPO
UTN001
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$9,370
your estimated cost
- Deductible
- $9,000
- Copays
- $10
- Coinsurance
- $300
Managing type 2 diabetes
A year of routine care
$1,700
your estimated cost
- Deductible
- $900
- Copays
- $500
- Coinsurance
- $100
A simple fracture
ER visit + follow-up
$2,700
your estimated cost
- Deductible
- $2,500
- Copays
- $200
- Coinsurance
- $0
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,357/month
Annual Premium
$5,688
OOP Maximum
$10,600
💡 What this means:
With a $9,000 deductible, you pay 100% of costs until you've spent that much. After that, you pay 10% (coinsurance) until you hit $10,600 total. Then insurance covers everything else for the year.
More plans from Regence BlueCross BlueShield of Utah in Utah
Frequently asked questions about Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits
How much does Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits cost per month?
Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits from Regence BlueCross BlueShield of Utah starts at $474 per month before any subsidy in Utah. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits?
The individual medical deductible is $9,000, and the family deductible is $18,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits?
The most you would pay in a year for covered in-network care is $10,600 for an individual and $21,200 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits HSA-eligible?
Yes. Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits use?
Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits is a EPO plan. EPO plans cover in-network care only (except emergencies) and usually do not require referrals to see specialists.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.