Your recovery scorepicks your plan
Connect your WHOOP. We analyze months of HRV, sleep, strain, and recovery data to recommend the health insurance plan that actually fits your lifestyle.
HRV
Sleep
Recovery
Strain
From WHOOP data to perfect plan
Three steps to insurance recommendations based on your actual health
Securely authorize read-only access to your WHOOP data. We never access your personal info—only health metrics.
Our algorithm analyzes 90+ days of HRV, sleep, strain, and recovery patterns to understand your health profile.
Get personalized plan recommendations with cost projections based on your predicted healthcare utilization.
Your recovery = Your plan
See how WHOOP data translates to insurance recommendations
Recommended Plan
Bronze HSA
$180/mo
Your exceptional recovery scores indicate low healthcare utilization. Maximize tax savings with an HSA while keeping premiums low.
Recommended Plan
Silver CSR
$280/mo
Your moderate strain and solid recovery suggest occasional care needs. Silver plans offer the best value with cost-sharing reductions.
Recommended Plan
Gold Plan
$420/mo
Your recovery patterns suggest more frequent healthcare visits. Higher premiums but significantly lower costs when you need care.
90 days of data.Smarter decisions.
Your WHOOP captures thousands of data points. We distill them into actionable insurance insights.
Heart Rate Variability
HRV trends indicate stress resilience and recovery capacity
Sleep Performance
Sleep stages and consistency affect immune function
Strain & Activity
Daily exertion levels and cardiovascular load patterns
Recovery Scores
How well your body bounces back from physical stress
Join the WHOOP Beta
Be among the first WHOOP users to get data-driven insurance recommendations. Limited to 1,000 beta testers.