Improving Access to Affordable HealthcareThrough AI-Driven Plan Analysis
PlanVoyager uses AI to make it easier for you and your family to understand health insurance and pick the right plan—so you can save money and get the coverage you actually need. It’s simple, free, and especially helpful if you’re self-employed or usually find health plans confusing.
Helping Americans Find Affordable Healthcare
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Addressing a National Healthcare Challenge
Healthcare plan complexity creates significant barriers to appropriate coverage. PlanVoyager reduces informational asymmetries through transparent, AI-assisted analysis.
Reducing Cost Inefficiency
Helping individuals identify plans aligned with their actual healthcare needs reduces nationwide healthcare spending inefficiencies.
Expanding Access
Providing free, neutral plan analysis removes barriers faced by underserved populations who lack access to professional insurance guidance.
Supporting Preventive Care
By helping users understand coverage options, we support better utilization of preventive services that improve long-term health outcomes.
Transparent, Data-Driven Methodology
Built on official government data sources with documented calculation methods
Official IRS Methodology
Subsidy calculations use official IRS Revenue Procedure tables and Federal Poverty Level guidelines—deterministic, auditable math.
CMS Public Data
Plan information sourced directly from Centers for Medicare & Medicaid Services Exchange Public Use Files—the same data powering HealthCare.gov.
AI for Explanation Only
Artificial intelligence translates complex insurance terminology into plain English—never generating numbers or eligibility determinations.
How Plan Analysis Works
A transparent process designed for accessibility and accuracy
Location Input
Enter your ZIP code to identify marketplace plans available in your service area.
Household Information
Provide household composition to determine applicable coverage categories.
Income Assessment
Annual income data enables calculation of potential Premium Tax Credit eligibility.
Plan Analysis
Review analyzed plans with cost projections and coverage explanations.
Commitment to Data Integrity
Transparency and accuracy are foundational to our public-interest mission.
Find Plans in Your Area
We cover all 50 states with over 4,527 plans from top insurance carriers.
Click on a state or enter your ZIP code to see coverage details
Total Plans
Insurance Carriers
States + DC
Find Healthcare Providers Near You
Locate hospitals, clinics, pharmacies, and specialists in your area. Check if they accept your insurance before you visit.
Search for Hospitals
Enter your location above to find hospitals near you.
Provider information is for reference only. Always verify insurance acceptance and availability directly with the provider before scheduling an appointment.
Explore Healthcare Plan Insights
Access transparent plan analysis and understand your coverage options.